BT天堂

If you already have commensurate health insurance, you may be able to opt-out of BT天堂鈥檚 health care plan. The deadline to receive an exemption from BT天堂 health coverage is the last day of orientation week. No exemption will be approved after this date, and no exceptions will be made.

The insurance certificate must state that you will be covered for the duration of your stay in Paris. Dates of coverage, including a start date and an end date, must be clearly stated.

You are degree-seeking, you must provide:

• Proof that a relative reside in Paris (phone/gas bill)
• Copy of your Carte Vitale (French health insurance card) if you have one
• Valid proof of insurance (copy of your insurance card or contract including confirmation of the following benefits: general medical treatment, hospitalization, medical repatriation and return of mortal remains)
• Health insurance exemption form
• Civil Liability proof of insurance (*see details below)

You鈥檙e visiting, you must provide insurance that covers:

• For 45,000 U.S. dollars
• Hospitalization
• General medical treatment
• Medical repatriation
• Return of mortal remains
• Coverage must be valid for the whole semester
• Health insurance exemption form
• Civil Liability proof of insurance (*see details below)

All documents must be provided to the health plan coordinator no later than orientation check-in.

Any exemption that is approved must be updated every semester听(and so each time upon registration, even in the case of an internship request).

While exemptions are possible in a limited number of cases, we strongly encourage you to enroll in the BT天堂 health care plan as is guarantees adequate coverage and allows BT天堂 staff to provide full support should any emergency arise.

Keep in mind that the BT天堂 Health Office does not take responsibility for the insurance of exempt students. If a student is planning on applying for an exemption, they should become familiar with the details of their independent insurance contract, especially regarding reimbursement and hospitalization procedures before arriving in Paris.

To download the exemption form,听click here.听

*Civil Liability

Students exempt from the BT天堂 Health fee because they have alternate coverage through their University or their parents, must give proof of coverage for 鈥淐ivil Liability鈥�, Responsabilit茅 Civile in French.

Civil Liability refers to the obligation to compensate for damage caused to others or to furniture, for example as a result of negligence.

In the event of a claim, the insurer will act on behalf of the person liable for the damage and will provide compensation to the person who suffered the damage.

Examples:

• Your child injures another student: the insurers will cover the cost of the injury.
• During a stay abroad, you cause damage to the carpet of your residence room or personal flat听by using an electric iron: the insurers will cover the consequences of such damage.

听

It is very easy to subscribe to a Civil Liability insurance, and can only cost 33鈧� a year. The insurance below covers also repatriation and return or mortal remains in case your own health insurance doesn鈥檛 cover this:

Once you receive confirmation of coverage, please send this confirmation to healthaup.edu